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Personal Checking Accounts
  

 

 

Personal Checking Accounts

 

The Lowell Five offers four accounts to help you get the most out of your banking relationship.  Plus, all of our checking accounts have the option to sign up for a debit card with no annual fee that allows you to earn 5% back* on purchases made at participating businesses through our Keep It Local Program.

 

 

MyChoice Banking

Personalize. Centralize. Simplify.

 

At The Lowell Five, we understand that everyone is different. That’s why we created MyChoice Banking – a new approach that puts you in control of your finances. You pick what’s important to you and we take it from there.

 

Checking account options include:

• FREE Checking Account OR

• Interest-Bearing Checking Account

 

Plus, add on…

• Debit Card including Cash Back Rewards

• Free Online Banking with Mobile Access

• Free Online Bill Pay

• Line of Credit Overdraft Protection

• Direct Deposit (Lowell Five Routing Number is 211371337)

• eStatements


Apply Online

 

**Interest-bearing checking account option has an Annual Percentage Yield of .10% as of 9/22/10, subject to change after account is opened, and requires a minimum account balance of $5,000 to avoid fees. Online Bill Pay and eStatements require enrollment in online banking. Line of Credit Overdraft Protection is subject to approval. All MyChoice deposits for add on services require a new or existing Lowell Five Checking Account. If account is closed within the first 6 months of opening or customer fails to meet criteria as required, The Lowell Five will deduct all MyChoice deposits from the account. MyChoice deposits will be paid within 90 days of account opening. All add-ons must be added within 30 days of account opening. 

 

 

 

Military Checking
Designed for active and retired service men and women. 


Our military personnel work hard to keep our country safe and secure. 
As a tribute, The Lowell Five has created The Military Checking Account.

  • Free Checking with No Minimum Balance
  • Free Checks for Life
  • Free ATM Usage Worldwide
  • Free Online Banking with Mobile Access and Bill Pay
  • Free eStatements

 

 

Direct deposit from the Department of Defense required to qualify.

*Total refund per account is limited to $50 per month.


 

 

Ignition Checking
Ignite your financial independence with the checking account designed for 16-23 year olds.

• Free Checking with No Minimum Balance and Unlimited Check Writing

• No Annual Fee Debit Card

• Free Online Banking

• Free Mobile Banking Directly from your Phone

• Companion Savings with Overdraft Draw Feature

• Free eStatements

Ignition Checking becomes a MyChoice Free Checking Account on primary account holder’s 23rd birthday. In accordance with Massachusetts law, persons 18 years of age or younger and persons 65 years of age or older may be entitled to checking and savings accounts free of all charges except a $5.00 insufficient check fee, online bill pay, overdraft draw fee and all regular ATM charges.  This account requires eStatements.

 

 

 
One Merrimack Plaza Lowell, MA 01852 | Phone: 978.452.1300 | Fax: 978.441.6534
Copyright . The Lowell Five Cent Savings Bank. All rights reserved.
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