Chairman and Chief Executive Officer
Robert A. Caruso

President, Chief Financial Officer, and Treasurer

David E. Wallace

Senior Vice Presidents

Donald A. Bedard, Credit and Loan Administration

Edward M. Cawley, Commercial Lending

David J. Clapp, Construction Lending

Glenn B. Goldman, Compliance/Security

Alison E. Kalman, Corporate Affairs, Assistant Clerk

Kevin A. Kouble, Information Technology

Craig J. MacKenzie, Financial Systems

Melanie St. Croix, Branch Administration

Maura D. Sweeney, Human Resources

Amy B. Werner, Retail Banking

Vice Presidents

Anthony E. Biernacki, Internal Audit

Ronald J. Caruso, Facilities

Susan M. de Mari, Marketing

Robert C. Dolan, Commercial Lending

Helen R. Hamel, Mortgages

Mary Lou Kypriotes, Bookkeeping

Holly Lagarde, Business Development

William J. Quinn, Commercial Lending

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Assistant Vice Presidents

Colleen A. Beaumont, Chelmsford Center

Stephen P. Belsanti, Investment & Insurance

Lindsay A. Bojanowski, Finance

Bo Caruso, Administrative Operations

Kathleen Clark, Pepperell

Tina Clement, Westford

Sandra Conwell, Tewksbury

Tom D'Entremont, Network Systems

Amy L. Erickson, Stadium Plaza

Marie Ferris, Business Development

Donna Hauswirth, Mortgages

David J. Karpinsky, Financial Analyst

Pamela Lecourt, Haverhill

Karen K. M. Mahoney, North Chelmsford

Elaine B. Maninos, Wilmington

Jo-Anne M. Melanson, Retirement Accounts

Antonio Mendieta, Internal Audit

Belinda M. Morang, Dracut

Joanne M. Pollard, Account Servicing

John Pratt, Credit and Collections

Michael J. Sheahan, Billerica

Steven Stewart, Commercial Lending

Susan Silva, John Street

Michael Tager, Commercial Lending

Allyson Thibeault, Wood Street

Rachel A. Tierney, Training

Susan Zacharer, Business Development

Additional Officers

Cindy Boyden, Payroll

Eric Fellows, Compliance

Laurie Graham, Financial Services

Mary Rose Loring, Mortgage Origination

Lisa Quadros, Loan Servicing

Diane Robarge, Consumer Loans

Cecile T. Swiderski, Information Systems

Kristina D. Vangos, Mortgage Origination

Charlene Williamson, Financial Systems